DSpace
 

Dépôt Institutionnel de l'Université Ferhat ABBAS - Sétif 1 >
Séminaires et Colloques >
Sciences Economiques >
المؤتمر الدولي منتجات وتطبيقات الابتكار والهندسة المالية - 2014 >
المحور 1 : الابتكار والهندسة المالية في الصناعة المالية والمصرفية التقليدية >

Veuillez utiliser cette adresse pour citer ce document : http://dspace.univ-setif.dz:8888/jspui/handle/123456789/890

Titre: Risk Management Practices and Financial Performance in Jordan: Empirical Evidence from Islamic Banks
Auteur(s): Yousfi, Imane
Mots-clés: Islamic Banks
liquidity risk
credit risk
market risk
operational risk
risk management
Performance
Jordan
Date de publication: 1-jui-2015
Résumé: This study aims to determine the impact of risk management practices on Jordanian Islamic banks’ performance. For this purpose the current study selects credit risk (debt and risk), operational risk (efficiency, income and cost ) liquidity risk (liquidity, capital) and market risks (inflation, interest rates and financial crisis) as explanatory variables while return (ROA) on assets and return on equity (ROE) , are utilized as dependent variables for the period of fifteen years from 1998 to 2012. The pooled least square method with fixed effect is used to analyze and test the study hypotheses. The results reveal that: First, Liquidity, credit and operational risk management practices have a negative and significant statistical impact on Islamic banks’ performance, and these banks failed at the same time in managing these risks. Second, market risk management practices have a positive and significant statistical impact on banks’ performance which, means that these banks don’t suffer neither from the operational risk during the study period nor from managing this type of risk. The researcher recommends that: - The Islamic banks would establish a separate entity that regulate and supervise the Islamic banks, to be responsible for regulating the banks in terms of Shariah compliance principles. - Governments should open the door to scholars for more financial innovations comply with Islamic Shariah.
URI/URL: http://dspace.univ-setif.dz:8888/jspui/handle/123456789/890
Collection(s) :المحور 1 : الابتكار والهندسة المالية في الصناعة المالية والمصرفية التقليدية

Fichier(s) constituant ce document :

Fichier Description TailleFormat
1.d.pdf880,78 kBAdobe PDFVoir/Ouvrir
View Statistics

Tous les documents dans DSpace sont protégés par copyright, avec tous droits réservés.

 

Valid XHTML 1.0! Ce site utilise l'application DSpace, Version 1.4.1 - Commentaires